• Efficient Global Investing An Efficient Wealth Initiative

    Efficient Global Investing starts with independent, holistic financial advice
    It ends with the most efficient investment solution and global exposure.

Efficient Global Investing

An Efficient Wealth Initiative

Efficient Global Investing starts with independent, holistic financial advice It ends with the most efficient investment solution and global exposure

Comparing most Retirement Investors with an Efficient Global Investor

Most Retirement Investors
  • Do not have enough global exposure
  • Mostly contribute to their pension fund
  • Have most of their savings in pension funds
Efficient Global Investors
  • Have enough global exposure across all of their savings (40% +)
  • Contribute to a pension fund (± 50%), TFSA and other investments
  • Have most of their savings in products other than pension funds

*  Assumptions: Monthly contributions of R6,000 are made with a 6% annual escalation for 40 years. Annual CPI is 4.5%. Both investors share the same risk and asset class exposure. All tax rebates are reinvested. All returns are based on the historic gross total returns of various asset classes.

Efficient Global Investors

Efficient Global Investors receive independent, holistic financial advice that leads to the most efficient investment solution and global exposure.

Efficient Global Investors have greater access to global opportunities.

Efficient Global Investors have better protection against the Rand, local political turmoil, and poorly-managed prescribed assets.

Efficient Global Investors have more monthly income when they retire and more tax-free discretionary investments.

Comparing Most Pensioners with Efficient Global Pensioners*

With independent, holistic financial advice, Efficient Global pensioners are invested in the most efficient investment solutions, allowing them access to appropriate levels of global exposure. The most efficient investment solution and global exposure reduces risks and improves returns. Less volatility also means less capital loss in a market downturn, making pension income more sustainable.

Most Pensioners
  • Do not have enough global exposure
  • Have less sustainable income
  • Have worse risk/return ratios
  • Have less capital protection against market downturns
Efficient Global Pensioners
  • Have enough global exposure (40% +)
  • Have more sustainable income
  • Have better risk/return ratios
  • Have more protection against market downturns

*  Assumptions: No withdrawals were made from these portfolios. Both investors share the same risk and asset class exposure. All returns are based on the historic gross total returns of various asset classes.

With independent, holistic financial advice, Efficient Global Investors are invested in the most efficient investment solutions, allowing them access to appropriate levels of global exposure. The most efficient investment solution and global exposure reduces risks and improves returns. Less volatility also means better capital preservation.

Efficient Global Investing starts with independent, holistic financial advice, tailored to the size of your investment. Click on the amount you have in your total portfolio, to see what investment options we have to offer.

Your total portfolio size

Including cash savings, pension funds, annuities, retirement annuities, living annuities and all other investments.

R150 000 + R1 500 000 + R15 000 000 +

Performance

Performance (05/21) ZAR1M6M1Y2Y3YSince 2016
Naviga Global Equity Portfolio-3.83 %3.62 %9.20 %35.38 %49.53 %55.48 %
EAA Fund Global Large-Cap Blend Equity-3.74 %2.69 %8.79 %32.47 %44.08 %50.43 %

Performance (05/21) USD1M6M1Y2Y3YSince 2016
Naviga Global Equity Portfolio1.68 %15.77 %34.77 %42.69 %42.29 %66.73 %
EAA Fund Global Large-Cap Blend Equity1.79 %14.82 %34.37 %39.87 %36.85 %61.55 %

Information

The primary investment objective of the portfolio is to deliver capital growth over the long term. This portfolio will invest predominantly in equities and has a flexible mandate with regards to the region, style and currency.

Performance

Performance (05/21)1M6M1Y2Y3YSince 2018
EFW Worldwide Flexible-0.09 %9.86 %17.42 %27.66 %32.12 %38.12 %
(ASISA) WWide MA Flexible3.03 %7.82 %11.69 %22.97 %27.14 %34.02 %

Information

The primary investment objective of the portfolio is to deliver capital growth over the long term, while managing the downside risk. This portfolio has a flexible mandate which can invest in various regions, asset classes and currencies.

Global Structuring provides unique benefits, improving the returns of your estate over the long-term


Disclaimer: We only offer illustrative examples and do not offer any tax advice.

What is Global Structuring?

  • Global Structuring organises your estate through a global company and trust
  • The minimum offshore investment is R15 million

Benefits of Global Structuring

  • Enhances your return on investment over time
  • Mitigates the political and economic risks of your estate
  • Mitigates currency-related risks
  • Mitigates the impact of tax events on your estate:
    • Worldwide income is not taxed in your personal capacity
    • Estate duties do not apply to your structure
    • The effective tax rate of your structure is only 3%
  • Provides the flexibility to move abroad any time
  • Provides access to an expert team of dedicated managers and accountants