Comparing Most Pensioners with Efficient Global Pensioners*
With independent, holistic financial advice, Efficient Global pensioners are invested in the most efficient investment solutions, allowing them access to appropriate levels of global exposure. The most efficient investment solution and global exposure reduces risks and improves returns. Less volatility also means less capital loss in a market downturn, making pension income more sustainable.
Most Pensioners
- Do not have enough global exposure
- Have less sustainable income
- Have worse risk/return ratios
- Have less capital protection against market downturns
Efficient Global Pensioners
- Have enough global exposure (40% +)
- Have more sustainable income
- Have better risk/return ratios
- Have more protection against market downturns
* Assumptions: No withdrawals were made from these portfolios. Both investors share the same risk and asset class exposure. All returns are based on the historic gross total returns of various asset classes.